What are the realistic limits of finance low-code automation and governance?

[Joshua_P]

I'm a business analyst in a mid-sized finance department, and we're being pushed to adopt low-code automation platforms to streamline our repetitive reporting and data reconciliation processes without relying on our already overburdened IT team. I've experimented with a couple of the major platforms and can build simple workflows, but I'm hitting a wall when trying to create more complex automations that need to interact with multiple legacy systems and enforce strict compliance rules. For teams that have successfully implemented these tools for complex business logic, what are the realistic limits of low-code automation before you need a developer's intervention? How do you manage version control, testing, and documentation for automations built by non-technical staff, and what governance models have you found essential to prevent creating a tangled web of unmaintainable workflows?