Choosing between Lutron Caseta and DIY bulbs for whole-home lighting

[Emily.S]

I'm renovating my home and want to install a comprehensive smart home lighting system that goes beyond basic voice control to create automated scenes that adapt to time of day and activity, but I'm overwhelmed by the competing ecosystems and technical considerations. I'm trying to choose between a centralized system like Lutron Caseta for reliability and a more DIY, flexible approach using Philips Hue or WiZ bulbs throughout, but I'm concerned about interoperability and future-proofing. For enthusiasts who have implemented whole-home smart lighting, what was your decision-making process regarding protocol, hub necessity, and switch compatibility? How do you balance the desire for complex automation with system stability, and what are the most useful daily routines or scenes you've programmed that you now can't live without?